It’s only natural to have a lot of questions to ask when purchasing a home, since real estate is the single largest investment you’ll make in your life. In fact, it’s absolutely vital that you ask the right questions, unless you want to get sold an overpriced waste. Of course, if you’ve never tried purchasing a new home before, you likely don’t even know what questions you need to ask. So, here are a few of the things you need to look at and ask about when buying a house.
Is There Anything Wrong With the House?
Many times sellers won’t disclose the more unsavory details about their house. It’s why you need to have a complete, thorough inspection done before you commit to buying a house. If you ask them politely and tactfully if there are any issues that you should be aware of, reminding them that any problems will come out in the home inspection, then you’ll save the both of you a lot of time.
Is the Asking Price Flexible?
Obviously you want to get the best price possible when buying a house, but if you throw out an offer that’s too low, you run the risk of insulting the seller and blow your shot. To make sure that you don’t offend anyone, ask the seller’s agent just how flexible they might be on the price. It’s important to phrase the question right, too, since you don’t want to ask something that implies you’re really wanting to know how low you should offer.
Is This Area at Risk of Floods?
If you’re already iffy on the price when buying a house, then it’s important to find out if the local area has a high flood risk, since that will force you to buy flood insurance, effectively increasing your cost of living. In addition to asking the seller, you can also check online or with FEMA to see if the house is in a high risk area. Some areas are less risky than others, so it’s really up to you as to just how comfortable you are with the flood risk.
If you remember to ask these questions before buying a house, you’ll do just fine. If you have any questions about buying a house, feel free to ask in the comments. For more, read this link.
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